Updated January 2025 · 6 min read
CPA vs Bookkeeper vs Tax Preparer: Who Do You Need?
Match your Montana business challenge with the right finance expert.
When to hire a bookkeeper
Bookkeepers manage day-to-day transactions, reconciliations, and bill pay. They keep you compliant but generally do not sign tax returns.
Pair bookkeeping retainers with quarterly CPA reviews to close gaps before tax season.
When to hire a CPA
CPAs advise on entity structure, complex tax strategy, assurance, and financing. They are required if you need audits or assurance for lenders and investors.
Montana CPAs can represent you before the Department of Revenue and the IRS—vital if you receive notices.
Role of tax preparers and EAs
Enrolled Agents focus on taxation and can represent taxpayers at the federal level. They are a strong fit for individuals and small businesses needing tax-specific expertise.
Combine EAs with bookkeeping teams when you still want advisory coverage without hiring a full CPA firm.